Design. Implement. Manage.

Clearly Different Investment Management
Perissos works with RIAs and Financial Advisors to Design, Implement, and Manage Dynamic and Tactical investment strategies tailored to their client’s needs.
Let’s Talk
CLEARLY DIFFERENT INVESTMENT MANAGEMENT

Our Philosophy

While Modern Portfolio Theory (MPT) and Mean/Variance optimization can still be useful, its primary assumption falls short under scrutiny.

Correlations between assets are not static through time. For example, during Bear Markets, correlations move toward 1. As a result, the benefits promised by MPT and diversification are less effective just when investors need them the most.

Our approach is grounded not in academic theory but real-world analysis. Identifying cause/effect relationships is at the core of our investment management framework and has led us to a unique approach to portfolio management construction and management.

We start by identifying the different economic environments affecting asset class correlations and returns. Our research has shown that there are four primary economic environments that impact asset class correlations and returns.

We then separate the different asset classes into the economic environments based on return distributions and correlation.

Our proprietary algorithms based on economic variables, yield curve analysis, and price trends help determine the current economic environment and help indicate when there are shifts between these environments.

CLEARLY DIFFERENT INVESTMENT MANAGEMENT

We Believe It Is More Important To Minimize Portfolio Losses Than To Maximize Gains

The graph on the left shows the impact that large losses have on a portfolio and the required return needed to breakeven. If your investments lose 30%, it takes a 43% gain to breakeven. If you lose 50%, it takes a 100% gain to breakeven. We call this the Fundamental Law of Percentages.

What Services Do We Provide?

We provide a custom approach to investment management and retirement planning that always puts clients first. This starts with a comprehensive analysis of your personal situation that provides guidance for the appropriate investment strategy. Our planning process results in a highly personalized approach consistent with your needs and goals.
PROFESSIONAL INVESTMENT MANAGEMENT
We do not believe in “Buy and Hold” investing. We believe economic environments change through time, and therefore asset allocation must be fluid to take advantage of opportunities in markets and help minimize portfolio losses
Learn more
Retirement Planning
Moving into retirement is one of life’s most significant transitions. As the days get closer, we want to feel excited about this milestone – not anxious about your future finances. A well-thought-out Financial Plan is a blueprint that helps guide your decisions now and in the future, which provides confidence and peace-of-mind.
Learn more
Tax-Planning
Tax planning is one of the most overlooked pieces of financial planning. We believe it is important to work with a tax advisor that will look for ways to save you money on taxes instead of just preparing and filing your taxes. We will work with your tax advisor or refer you to one of our trusted tax professional partners so that you know you are only paying what you have to pay in taxes.
Estate Planning
We believe a solid retirement plan begins with a solid Estate Plan. A properly structured Estate Plan can avoid probate, provide Powers of Attorney, keep your estate private, and ensure your wishes are carried out even after you are gone. We will educate you on the different ways you can establish your estate plan during the planning process. We will explain the difference between a Will and a Revocable Trust and other essential documents so you can make the right choice that fits your circumstances.